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Most people don’t realize that before you file for Chapter 7 or Chapter 13 bankruptcy, you are legally required to obtain a Credit Counseling for Bankruptcy Certificate from a non-profit institution approved by the Executive Office of U.S. Trustees and…
It has been over a year at this point, and COVID-19 continues to wreak havoc around the world. While working vaccines promise some help, they are available in limited numbers only, and distribution is not equal. However, ongoing social distancing,…
While it is a dream of nearly everyone to become a homeowner, it can be pretty challenging. With the bankruptcy filing, the dream might appear even more distant. But, we assure you that it is not! Purchasing a House after Filing Bankruptcy…
Chapter 7 and 13 are two distinct legal options that help borrowers tackle their debt. Both chapters have their own potential risks, benefits, and consequences. Filing a Chapter 7 You may also know it as liquidation; it is an option…
The benefits of filing a chapter 13 bankruptcy are numerous. This article will walk you through some of its advantages, hopefully bringing you more clarity on what this sort of bankruptcy is like. Chapter 13 bankruptcy can be…
What is the chapter 13 bankruptcy plan? A chapter 13 bankruptcy plan is a salary earner's way to formulate a repayment plan. The plan assigns regular monthly payments to repay the entire or some areas of the debt. This…
Everyone wants to own their own home or apartment, but you are more likely to see people end up leasing or renting a home instead. This is especially common with people who live in large metropolitan cities. The pros attached…
Yes, filing bankruptcy will have a negative impact on your credit score but it might be less harmful than sustaining a foreclosure or other debt collection actions. However, you can recover, and filing bankruptcy might improve your credit score more…
Things happen and you can easily fall behind on your mortgage payments. If you are wondering if Chapter 13 bankruptcy will help you catch up, then the answer is ‘yes’. Chapter 13 bankruptcy can help you save your home and…
Bankruptcy filing allows consumers a fresh start when they have no other way to remove debt. However, it isn't as simple as going to court and filing papers because there are many types of bankruptcy. The two main types of…