Will I Lose My Pets if I File for Bankruptcy?
Even though pet owners generally regard their pets as members of their family, under the law they are downgraded to personal property. The strong bond between an owner and a pet is not reflected in the bankruptcy code. Depending on…
What Is a Means Test for Chapter 7 Bankruptcy?
Before you file for bankruptcy, there are several steps you can take to be sure that it is the best decision for you. Credit counseling is a required step, but you also must take something called a Means Test. The…
Credit Counseling Before Bankruptcy
Most people don’t realize that before you file for Chapter 7 or Chapter 13 bankruptcy, you are legally required to obtain a Credit Counseling for Bankruptcy Certificate from a non-profit institution approved by the Executive Office of U.S. Trustees and…